FIRE Calculator - Early Retirement Planner

Check your early retirement plan and analyze how it evolves year after year until you can retire safely. If need it, here you have some examples

Yrs
Yrs
Yrs
%
Yrs
Advance options

Increase

Percentage of annual increase for each of your incomes.
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%
%
%
%
%
%
%
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%
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%
%
Add recurring income

One-time income

Name
Amount
Year
Increase

Increase

Percentage of annual increase for each of your incomes.
%
%
%
%
%
%
%
%
%
%
%
Add one-time income
Advance options

Inflation

Percentage of annual increase for each of your expenses.
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Add recurring expense

One-time expense

Name
Amount
Year
Inflation

Inflation

Percentage of annual increase for each of your expenses.
%
%
%
%
%
%
%
%
%
%
%
Add one-time expenses
%
%
Advance options

Return

Type of return applicable to this investment.
  - Fixed: constant return percentage year after year
  - SP500: return percentage based on the historical values of the SP500
  - Nasdaq: return percentage based on the historical values of the Nasdaq
  - DOW: return percentage based on the historical values of the DOW

Percentage

Percentage return year over year on this investment.

Starting year of the reference index

You can select a specific year as starting point or select "Random".
Here you can see the historical values of each index per year:
  - SP500
  - Nasdaq
  - DOW

Taxes

Percentage of taxes that you must pay when withdrawing capital from this investment. Each type of investment (shares, investment funds, dividends, interest-bearing accounts, etc.) may have a different tax percentage.
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%
%
%
%
%
%
%
%
Add investment

The years you can contribute capital, distribute it like this:

%
to Savings that do not bear interest
%
to Interest-bearing account

The years you need to withdraw capital, withdraw it in this order: